Our merchant cash advance programs
Starter Advances
Have you applied for a merchant cash advance in the past? Were you declined due to a decline in business, change in ownership, credit issues or any other reason? If so, our starter advance program may be right for you. We can advance you up to $7,500, no credit check required.
Once you receive your funds, your starter advance will be repaid in the same way in which our standard and premium advances are repaid; we automatically deduct a small percentage from your daily credit card sales.
The starter advance program allows you to build up your business credit with us. Therefore, when the advance is repaid, you qualify to receive an even larger advance.
Benefits
- No credit check
- Faster repayment
- Automatic renewal for higher amount
Requirements
- Must own a retail and/or service-oriented business
- Business must process credit card sales
Standard Advances
If low credit scores, lack of collateral, unconvincing business plans, etc. have been keeping you from securing traditional methods of business financing, such as bank loans, our standard advance program may be perfect for you.
You can get up to $500,000 in unsecured funds which can be used with no restrictions. Your merchant cash advance can help you purchase advertisement, renovate your space or even buy inventory.
Benefits
- Unsecured funds
- Minimal requirements
- No usage restrictions
- Renewal opportunities every 3 to 4 months
- Repayment goes with the flow of your business
Requirements
- Owned business for at least six months
- Business processes a minimum of $3,500 in monthly credit card sales
- Business has at least 9 months remaining on lease
- Owner has no unresolved bankruptcies
Premium Advances
Our premium merchant cash advances are reserved for those with both higher credit scores and monthly credit card sales. If you qualify for a premium advance, you have the opportunity to get the lowest industry rates and your choice of loan terms.
Benefits
- Lowest industry rates
- Flexible term, up to 12 months
- Use the funds in any way you like
- Renewal opportunities
Requirements
- 650 credit score or higher
- Qualify for $50,000 advance
- Owned business for at least 2 years
- Business has at least one year remaining on lease
- Owner has no unresolved bankruptcies
Get your FREE quote today!
Success Stories
Overall, a great experience!
"I thought this was going to be a difficult process, but I was surprised at how smoothly everything went. It was so easy and I got my business cash advance in a little over a week. " Gina J. – Sandwich Shop Owner
Prompt and courteous agents...
"Merchant Resources International came through for us when cash was low. I am forever grateful. " Tom S. – Mini Market
