Merchant Cash Advance FAQs

How much money can I get?

Depending on how much you process in monthly credit card sales, you could qualify to receive up to $500,000.

How do I pay it back?

Your merchant cash advance is paid back through your future credit card sales. Every time one of your customers purchases a product and/or service from your business using his/her credit card, we automatically deduct a small percentage from that sale. We do this until your advance is completely repaid (it usually takes about seven months).

Will I have to change credit card processors?

You may have to change credit card processors, but we will provide you with one of the best processors in the nation and we will either meet or beat your current processing rates.

How long does it take?

Once you complete your application and provide us with all of the necessary documentation, we will review your information and we can approve your application in 48 hours. After approval, we can fund your account in as little as 7 business days.

How do I start?

Complete our online application now and a funding specialist will contact you within 24 hours with more information.

Do I qualify?

If you have owned your business for at least six months and it processes at least $3,500 in monthly credit card sales, you will most likely qualify to receive a merchant cash advance. Additionally, your business must have a minimum of one year remaining on its lease and you must not have any unresolved bankruptcies.

What kind of programs do you offer?

We offer:
• Starter advance program - For merchants who do not qualify or have been declined for a standard advance.
• Standard advance - Our most popular merchant cash advance program.
• Premium advance - Reserved for merchants who qualify for $50,000 and have credit scores of 650 or higher.